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4 Benefits of Income Protection

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Trauma insurance - what is it and why do you need it?

Trauma insurance, also known as critical illness insurance, provides a tax-free lump sum payment in the event that you are diagnosed with one of a number of common specific illnesses, such as cancer, heart attacks and strokes. It is designed to provide financial protection for you and your family while you recover, and it can be used for a wide variety of expenses. ...

How does life insurance work?

Put simply, life insurance (or life cover) pays a lump sum if you pass away or are diagnosed with a terminal illness. It’s designed to support your loved ones with any costs that you would have contributed towards if you were still alive....

Time to review your insurance?

We always say a little bit of insurance is better than nothing at all, but it’s important to regularly check in and make sure you’ve got the right cover for your lifestyle by completing an insurance review. When it comes to living insurance, you need to change your cover as you hit different milestones in life and your level of risk changes. Your insurance provider may be offering cover you weren’t aware of, so it’s good to stay on top of what’s on offer to you....

Property Management - FAQs

Our tenants pay their rent on time and we have no problems, so why do we need a Property Manager?There is more to managing a property than just rent collection. Owners have obligations to meet under the Residential Tenancies Act and our job is to take the guess work out of it for you and make sure your property meets all requirements.  Why The Property Management Team?We are Qualified Property Managers who have been police checked, are experienced investors and have weekly trainin...

Insurance - FAQs

Why use an Insurance Broker?Trying to navigate your way through what insurance you may need can be very daunting as there are so many options and variations and it can be devastating if you get it wrong. It pays to have an insurance broker with you.An insurance adviser works for you and not the insurer, they are experts in the market and look at various companies to ensure you get the best tailored package to meet your lifestyle and risk. Your broker is then there with you as your lifestyle chan...

Finance - FAQs

Why wouldn’t I go directly to the bank?By using a Mortgage Adviser you are not limiting yourself to that one bank or lender, Mortgage Advisers can find the bank/lender that best fits your situation. We shop around to get the best deal, comparing the interest rates, cash contribution (where applicable) and the deal that can potentially save you costs associated with your home loan.Does a mortgage broker cost?We get paid our commission through the bank or lender on the settlement of your lending...